Delivery & Rideshare Accidents
Last updated on August 5, 2024
The convenience of delivery and rideshare services has become integral to our daily lives. However, with the increasing number of delivery and rideshare vehicles on the road, accidents involving these services have also risen. Suppose you or a loved one have been involved in such an accident. In that case, an attorney can help navigate the complexities of these cases, helping to ensure you receive the compensation you deserve.
Farese, Farese, & Farese, P.A., has experienced trial attorneys ready to seek justice on your behalf, no matter the case’s complexities. Serving clients throughout North Mississippi, and West Tennessee, we speak for those who cannot speak for themselves after a personal injury. If you or someone you know has been in a delivery or rideshare accident, our attorneys can help you seek compensation.
Do Rideshare Companies Pay For Your Injuries?
Yes, rideshare companies like Uber and Lyft may pay for your damages. However, it depends on the circumstances of the accident and the driver’s status at the time of the incident. Both companies provide liability coverage for their drivers, but the extent of this coverage varies based on the driver’s activity.
For example, if the driver is not logged into the app, their auto insurance applies. Uber and Lyft provide no coverage in this scenario. However, if the driver is logged into the app and waiting for a ride request, both Uber and Lyft offer contingent liability coverage. This includes:
- $50,000 per person for bodily injury
- $100,000 per accident for bodily injury
- $25,000 per accident for property damage
When the driver is en route to pick up a passenger or actively transporting a passenger, Uber and Lyft provide more extensive coverage:
- $1,000,000 in third-party liability
- Uninsured/underinsured motorist bodily injury coverage
- Contingent comprehensive and collision coverage (if the driver has such coverage on their personal auto insurance)
This coverage can help pay for medical expenses, lost wages, pain and suffering, and property damage resulting from the accident.
Do You Have To Sue Delivery And Rideshare Companies For Coverage?
In most cases, you do not have to sue Uber or Lyft to receive coverage for your damages. The insurance company may offer a settlement to cover your damages. It is essential to carefully review any settlement offers and consult with an attorney to help ensure they adequately compensate you for your losses.
However, if the insurance company denies your claim or offers an insufficient settlement, you may need to consider legal action. In such cases:
- Consult with a personal injury attorney experienced in handling rideshare accident cases. They can help you understand your rights and determine if suing Uber or Lyft is necessary.
- If negotiations fail, your attorney may advise filing a lawsuit against the driver or rideshare company. This legal action can seek to recover damages not covered or inadequately compensated by the insurance settlement.
While suing Uber or Lyft is not always required, having an attorney can ensure you receive fair compensation and navigate the complexities of insurance claims and potential litigation.
Take The First Step Toward Justice
If you have been involved in a delivery or rideshare accident, Farese, Farese, & Farese, P.A., can provide legal help.
Our attorneys in North Mississippi and West Tennessee can discuss your case and explore your options. Call 662-736-1292 or contact us online today to schedule a consultation.